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Find a savings account

Whether you’re saving for a wedding, a new home or an emergency fund, it all starts here with finding the right savings account to suit your savings goals and dreams.

All Personal Savings accounts

Our range of personal savings accounts include easy access, notice, regular saver, ISAs, bonds and children’s savings accounts.

All Deposit accounts

Choose a safe home with a better rate of interest for your organisation’s hard-earned money. Our deposit accounts include business, charity, treasurers, and local council accounts.

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Choosing the right savings account

With so many different savings accounts available, it can be difficult choosing the one that’s right for you. To help you, we’ve prepared a guide that matches different savings goals to the most suitable accounts. This will help you decide which account can best support you to achieve your own savings goals.

Get started with savings

Explore our Personal Savings Accounts

Regular Saver

Often offers higher interest rates than Easy Access accounts in return for regular deposits. The withdrawal terms can vary; however, this type of account can often come with a requirement to give notice for withdrawals or be limited to a certain number of withdrawals per year.

View Regular Saver >

Cash ISAs

Tax-free savings accounts suitable for those 18 and over years of age. The amount you can pay into a Cash ISA each year is called your ISA Allowance is determined by the government.

View Cash ISAs >

Notice Accounts

Requires notice for withdrawals and may require a substantial initial deposit. Ideal for long-term savers. 

View Notice Accounts >

Children's Account

Ideal for teaching children about savings, often with flexible terms for paying in and withdrawing.

View Children's Account >

Savings Bonds

For those with a lump sum to invest, offering higher fixed interest rates but no withdrawals until the term ends. 

View Savings Bonds >

Easy Access

Suitable when the convenience of being able to withdraw money at any time, without notice or penalty, is more important than the interest rate. 

View Easy Access Accounts >

Exclusive Accounts

Designed for and exclusive to existing Hinckley & Rugby customers. Please see individual product pages for qualification requirements.

View Exclusive Accounts >

Deposit Accounts

Business Accounts

Our Business Accounts offer a better rate of interest on your deposits. We offer a choice of notice accounts to meet the needs of UK registered Private Limited Companies, Sole Traders and Partnerships.

View Business Accounts >

Charity Accounts

Our charity savings accounts are designed for all types and sizes of organisation. See your charity’s funds grow with both easy access and notice accounts. They are available to both Incorporated and Unincorporated Registered Charities.

View Charity Accounts >

Local Council Accounts

Our Local Council accounts have been tailor made to address the needs of local councils, providing a safe home for surplus funds and overcoming common pain points.

View Local Council Accounts >

Getting into the savings habit

MoneyHelper is a government-backed service offering free, practical advice on managing your finances. If you need help building a savings habit, figuring out your savings goals, or choosing the right place to save, check out their guide.

MoneyHelper guide