YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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A mortgage you feel at home with

Whether you’re looking to buy your first home, moving into somewhere bigger, or simply get a better deal, we can offer a mortgage that suits you.

On Thursday 7 November 2024, the Bank of England lowered the base rate by 0.25% to 4.75%.
To see if this change will affect your mortgage account please click here.

Make your property greener with a green mortgage

Our homes account for 30% of the country’s total energy use. We’re committed to supporting our members in reducing their home energy consumption by offering cost-friendly funding solutions to existing borrowers seeking to improve their EPC rating.

One way to start is through our lower-rate green mortgages, which are designed to help people make more sustainable choices when buying or remortgaging their home. They can be used to finance energy-efficient improvements to a home, such as double glazing or insulation.

Click below to find out more about our green mortgages.

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Mortgages with Hinckley & Rugby

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We are a fair and straightforward lender and value your loyalty
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The switching process is quick and simple (providing there has been no significant change to your circumstances since your original mortgage application)
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We use the index-linked value of your property when determining which products you are eligible for
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You will have access to a competitive range of retention products

Here for our members

The Society has been around for over 150 years – we are a mutual with roots firmly grown from two towns and two counties which today serves the local communities of Leicestershire and Warwickshire, as well as a national membership base.

We’re committed to being a friendly face in our communities and actively support them with our time, skills, and resources.